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Customer debt records
without the notebook mess.

Record customer debt in seconds, track payments as they come in, send WhatsApp reminders, review reports, and manage stock -- all from your phone.

Debt Records
Search customers
24 customers PHP 12,450
Maria Reyes PHP 1,250
Paid: PHP 750 Balance: PHP 500
Andi Santoso IDR 85K
Paid: IDR 50K Balance: IDR 35K
Juan Cruz PHP 500
Paid: PHP 500 Fully paid
Customer List
15
Fully paid
PHP 9,450
Balance
Debt Details
MR
Maria Reyes
3 credit entries
Rice & Oil
Jun 15
PHP 800
Overdue
Sugar 2kg
Jun 20
PHP 300
Pending
Detergent
Jun 10
PHP 150
Paid
TotalPHP 1,250
PaidPHP 150
BalancePHP 1,100
Send Reminder
Send Reminder
2
Overdue
1
Pending
Reports
12.4K
Total Sales
8.2K
Collected
4.2K
Outstanding
1.8K
Overdue
Customer Credit Paid Balance
Maria Reyes 1,250 150 1,100
Andi Santoso 85K 50K 35K
Juan Cruz 500 500 0
Nurul Wati 120K 0 120K
Reports
PHP 12.4K
Total Sales
66%
Collection

Trusted by store owners in the Philippines & Indonesia

Store credit dashboard

Daily view of unpaid balances and customer activity.

Customers
24 Customers
12,450 Outstanding
MR
Maria Reyes
3 items
PHP 1,250
Overdue
AS
Andi Santoso
1 item
IDR 85K
Pending
JC
Juan Cruz
2 items
PHP 500
Paid
NW
Nurul Wati
1 item
IDR 120K
Pending
KO
Kunle Okonkwo
4 items
NGN 5K
Overdue
LB
Leila Bello
2 items
NGN 8K
Paid
RA
Rizky Aditya
1 item
IDR 45K
Pending
Dashboard
Live
Open balances
24
records
Overdue
12
records
Reminder channel
WhatsApp
connected
MR
Maria Reyes
Due Jun 28
PHP 1,250
Overdue
AS
Andi Santoso
Due Jul 05
IDR 85,000
Pending
JC
Juan Cruz
Paid Jun 26
PHP 500
Paid
NW
Nurul Wati
Due Jul 10
IDR 120,000
Pending
Debt Details
MR
Maria Reyes
3 credit entries
Total Credit
PHP 1,250
Paid
PHP 750
Balance
PHP 500
Recent Transactions
PHP 800
Rice & Oil
Jun 20
Overdue
PHP 300
Sugar 2kg
Jun 25
Pending
PHP 150
Detergent
Jun 26
Paid
+PHP 750
Payment received
Jun 27
Paid
Share via WhatsApp

Built for the way small stores actually sell on credit.

See who still owes

Open the app and instantly see every unpaid balance. No more flipping through dog-eared notebook pages to check who owes what.

Follow up with context

Send a WhatsApp reminder with the exact amount, due date, and items -- so customers take it seriously and pay faster.

Keep stock and credit together

Link every credit sale to your inventory. Know what went out, what came back in payment, and when to restock.

Core features

Everything a small store needs to manage credit sales, in one simple app.

01

Record debt

Add a new credit entry in seconds. Choose the customer, enter the amount, select items from your stock list, and set the due date.

02

Track payment

Log partial or full payments instantly. Every transaction is timestamped and linked to the original debt record.

03

Send reminders

Send WhatsApp reminders with one tap. The message includes the balance, due date, and a payment summary.

04

Review reports

See daily, weekly, and monthly summaries. Track total outstanding, collected amounts, and overdue trends.

05

Manage stock

Keep an inventory of your products. When you record a credit sale, stock is deducted automatically. Restock when items run low.

From sale to reminder in three steps.

A simple workflow that fits how you already sell.

1

Add the debt

Record the sale -- enter the customer, amount, items, and due date in a few taps.

2

Update payment

When the customer pays, log the amount. BonPay updates the balance automatically.

3

Send reminder

Tap once to send a WhatsApp reminder with the balance and due date. Follow up, get paid.

Frequently asked questions

Simple answers for store owners who want cleaner credit sales records.

What is BonPay used for?

BonPay helps small stores record customer debt, track payments, view remaining balances, manage due dates, and keep credit sales organized from a phone.

Can BonPay track partial payments?

Yes. You can log partial or full payments, and BonPay updates the customer's remaining balance automatically.

Does BonPay support WhatsApp payment reminders?

Yes. BonPay helps create payment reminders with the balance, due date, and payment details so you can follow up with customers on WhatsApp.

Can I manage inventory with credit sales?

Yes. You can keep a product list and connect items to credit sales, so stock is easier to monitor when goods are sold on credit.

Which businesses is BonPay built for?

BonPay is built for small retail stores, sari-sari stores, wholesalers, distributors, and field sales teams that sell on credit and need clearer customer records.

Install BonPay and start with your next customer record.

Record balances, track payments, send reminders, and manage stock -- all from your phone.

Get it on Google Play